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The Return Guarantee Fund aims to provide guaranteed fixed return by investing mostly in fixed income securities namely debt instruments, money market instruments and cash, with maturities close to the termination date of the fund. While we establish and assure has filed with a material for being around them loyalty additions are on. Our employees, agents and other distribution partners are involved in certain critical business decisions including ensuring compliance with underwriting guidelines, product design and pricing, investment decisions, and pursuit of business opportunities, among others. We continue to cultivate a strong customer service ethos across all our customer interfaces, across our distribution channels and customer support services including our call centres.